Money-Saving Tips for People Always on the Go
When you’re always on the go, your top priority is convenience – you’ll gladly pay a little extra for something that makes your life easier, like fast food or cleaning services. But this type of attitude can quickly cause you to spend more money than you’re bringing in. If you’re having concerns about your budget, try these eight money-saving tips.
Portion out Easy-Grab Snack Bags
Grabbing a quick vending machine snack doesn’t seem like a big deal, but over time, this habit can kill your budget. Save money by making your own convenient snacks bags. Portion out things like crackers, chips, dried fruit and trail mix into plastic baggies or containers, then just grab a couple on your way out the door. The time you’ll spend portioning is tiny, but the money you’ll save will add up.
Cut What You Don’t Use
Having a gym membership that you never use isn’t an investment into your health, it’s a financial burden. Likewise, paying for premium high-speed internet that you’re never home to use is a poor financial decision. Take a hard look at the services you pay for and determine if you’re getting your money’s worth. You’ll likely find places to cut, saving you money that can be put into savings instead.
Use Your Slow Cooker
Coming home to a hot, home-cooked meal is just a fantasy for most busy people. But by using a slow cooker, it can be a reality. A quick search will offer tons of slow cooker meal recipes and ideas that are cheap, filling, and easy to put together. Make sure to buy a slow cooker that has a timer and automatically turns to the ‘warm’ setting when the cook time is up, to avoid overcooked meals.
Put Books on Hold
Even busy people need a source of entertainment, but you may not realize how convenient free services like the library really are. At most libraries, you can search the catalogue online and put books, movies, and CDs on hold. Then, you can quickly and easily pick up your media from the hold shelf whenever you have a free second. The convenience, coupled with the free price tag, makes the library a great option for busy people.
Stock up on Freezer Meals
People often shy away from buying ready-made meals from the grocery store freezer section because they’re unhealthy. These days, however, many brands offer freezer meals that are low in sodium and in calories. If you’re looking for convenience, freezer meals are generally healthier and cheaper than fast food. Having a few ready-to-go meals at home will save you money on nights you don’t have time to cook.
Keeping a clean home can be a nightmare when your schedule is packed. Before shelling out for expensive maid services, consider downsizing the number of possessions you own. Fewer possessions means fewer things to collect dust and clutter up your home. Without the clutter, it’s easier to keep things looking tidy. Plus, you can try selling the things you don’t use to make a little extra cash.
Whenever you find the time in your busy schedule to cook a proper meal, double up your recipe and save the leftovers. Cooking in bulk is efficient and more cost-effective than cooking multiple separate meals. Plus, the leftovers take care of your lunch or dinner for the next day, giving you one less thing to think about. If your meal is something that freezes well, like chili or lasagna, consider making a giant batch to stock your freezer.
Learn to Relax Frugally
If you’ve worked hard all week, it’s easier to “justify” things like shopping sprees and going to the movies. While these types of high-cost activities may be fine once in a while, they can be budget killers if they’re done too often. Try to find some frugal activities that still make you feel relaxed, like going for a walk, having coffee with friends or enjoying a bubble bath.
If you’ve got a full schedule, your budget is probably the last thing you’re thinking about. But being constantly on the go is no excuse for overspending. Spending more than you make on convenience items will just cause more stress down the line when you’re left with no savings. With just a few small changes, you can learn to make budget-friendly choices that fit perfectly into your busy lifestyle.
Ready to save more money? View the Market Basket Weekly Circular